Terms of Service

Last updated: May 2026

By using Settio, you agree to these Terms of Service. Please read them carefully.

Use of the App

• Settio is provided for personal, non-commercial use to track shared expenses.
• You are responsible for the accuracy of expenses you enter.
• You agree not to misuse the service or use it for any unlawful purpose.

Accounts

Settio uses anonymous device-based accounts. You are responsible for keeping your device secure.

Limitation of Liability

Settio is provided "as is" without warranties of any kind. We are not liable for any financial disputes between users arising from the use of the app.

Changes to Terms

We may update these terms from time to time. Continued use of the app constitutes acceptance of the updated terms.

Contact

For questions about these terms, contact us at richardyoo1001@gmail.com.